< ... Back

100% Home Loan

Interest Rate:
Comparison Rate:

An ideal home loan for the first home buyers with little or no savings.

Loan Purpose
For owner occupied or investment property purchase.
Eligible Borrowers
Individuals
Type of Rate
Variable.
Loan Type
Full Document Only
Repayments
Fortnightly or Monthly. Salary crediting to loan account or direct debit from a pre-nominated bank account
Redraw Facility
Availabe
Loan to Value Ratio: LVR
Up to 100%
Application Fee
FREE
Valuation Fee
FREE
Other Costs
Settlement fees, processing & disbursement fees may apply.

Borrower Legals, Government charges, insurance payable by the borrower.
Monthly/Annual Fee
FREE
Redraw Fee
FREE
Non-Processing Fee
$495 payable when an application is conditionally approved and a valuation completed, and the applicant decides after the valuation not to proceed with the loan.

This includes situations where the valuation comes in below the applicant's expectation, resulting in the application being withdrawn.
Internet Access
Available.


-------------------------------------------------------------------------------

*WARNING: The comparison rate is calculated on a loan of $250,000 over 25 years. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. All loans are subject to the lenders normal terms and conditions. Loan qualification criteria apply. Interest rate quoted is available for all new applications received. The rates are indicative only and subject to change at any time.