Fast Home Loan Approvals

The following online Home Loan Application is an information gathering process that enables us to determine suitable loan options and pre-assess a loan approval. By submitting this online application you will not automatically generate an enquiry on your credit file as we will pre-assess your application and consult with you before processing any final application and enquiry.

All applicants/guarantors must read our Terms and Privacy Act Declaration before continuing.

Terms and Privacy Act Declaration The following Home Loan Application is an information gathering process that enables us to determine suitable loan options and pre-assess a loan approval. By submitting this online application you will not automatically generate an enquiry on your credit file as we will pre-assess your application and consult with you before processing any final application and enquiry. Application fees may apply to some Home Loan products. Privacy Act Declaration – All Applicants/Guarantors: Australian Wholesale Lending Pty Ltd (the Mortgage Managers) A.C.N. 094 017 571 & First Folio Services Pty Ltd A.C.N. 093 078 356, Level 8, 200 George St Sydney NSW 2000. The Credit provider, Manager and the Lender Mortgage Insurers listed below may use the personal information about you to the purpose of arranging or providing credit, insuring credit and for direct marketing of products and services offered by the Manager or any organisation the Manager is affiliated with or represents. Credit Provider includes ING Bank (Australia) Pty Ltd, Perpetual Trustee Company Limited, RESIMAC Ltd, Adelaide Bank Ltd Permanent Custodians Ltd. JP Morgan Trust Australia Limited, GMAC-RFC Australia Pty Ltd. The information provided by you will be held by the Manager and the lenders mortgage insurers. You can gain access to the information held about you by contacting the Manager and the Lender Mortgage Insurers. You have the right to request not to receive direct marketing material. I/We agree that the Manager, the lenders mortgage insurers, any mortgage broker, mortgage originator, mortgage manager, and any other person or company who at any time provides or has any interest in the credit can do any of the following at any time. 1. Commercial credit information Seek and use commercial credit information about me/us to assess an application for consumer credit or commercial credit. 2. Consumer information Seek and use consumer credit information about me/us to assess an application for commercial credit or consumer credit. 3. Collection of overdue payments Seek and use a credit report about me/us provided by a credit reporting agency to collect overdue payments from me/us 4. Provide information to mortgage insurer Provide information to a mortgage insurer to assess the risk of providing mortgage insurance or to assess the risk of default. 5. Exchange of information between credit providers Seek from and use or give to another credit provider any information about my/our account, credit worthiness, credit standing, credit history or credit capacity. In particular, the Manager may provide a bank opinion on me/us. 6. Exchange of information with originators Seek from and use or give, personal information and details of my/our account to any mortgage broker, originator, or manager. 7. Exchange of information with advisers Seek from and use or give to any originator, financial consultant, accountant, lawyer or other adviser acting in connection with any financing provided or proposed to be provided t me/us any personal information, consumer or commercial credit information. 8. Provide information to credit reporting agencies Give a credit reporting agency personal or commercial information about me/us. The information may include identity particulars; the fact tat credit has been applied for and the amount; the fact that the Manager is a current credit provider to you; payments which become overdue more than 60 days, and for which action is commenced; advice that payments are no longer overdue; advice that cheques drawn by you have been dishonoured more than once; in specified circumstance that in the opinion of the Manager you have committed a serious credit infringement; and the credit provided to you by the Manager has been paid or otherwise discharged. 9. Provide information securitisation Disclose any report or personal information about me/us to another person in connection with funding financial accommodation by means of an arrangement involving securitisation, or any other proposed transfer of or proposed dealing. 10. Provide information to Guarantors Provide information to any person who proposes to guarantee or has guaranteed repayment of any credit provided to me/us. Such information my relate to this application and any other credit facility I/we have had with the credit provider during the previous 2 years and includes any credit report, copies of notice or documents, information about my/our credit worthiness and credit history and information about the progress of the credit facility. 11.Disclosure of Personal information Disclose personal information about me/us as required by law, or to organisation involved in providing credit to me/us, or any associate, or contractor of the manager, (including, for example stationary printing house, mail houses, lawyers, accountants), or people considering acquiring or taking an interest in your business, or your assets. Guarantors Only: Authority to obtain Credit Information about a Guarantor in accordance with section 18K (1) (c) of the Privacy Act. I/We authorise the Credit Provider and my/our Mortgage Manager to obtain from a credit reporting agency, a credit report containing personal credit information about me/us to assess whether to accept me/us as guarantor for personal credit or commercial credit applied for, or provided to, the borrower/s named in this credit application. I/We agree that if the credit provider approves the borrowers/s application for credit this arrangement remains in force until the credit facility covered by the borrower/s application ceases. If I/We do not provide personal information, the Manager may be unable to provided credit. In this notice, the “lenders mortgage insurers” means each and every one of the following organisations: GE Mortgage Insurance Company Pty Ltd ABN: 60 106 974 305 Level 23, 259 George Street Sydney NSW 2000 Ph: 02 9247 8677 PMI Mortgage Insurance Limited ABN: 70 000 511 071 Level 23, 50 Bridge Street Sydney NSW 2000 Ph: 02 9231 7777 The Mortgage Insurance Company Pty Ltd ABN: 21 000 559 553 Level 4, 10 Bridge St Sydney NSW 2000 Ph: 02 8259 3160 J.P. Morgan Trust Australia Pty Ltd ABN: 49 050 294 052 Level 35, 259 George St Sydney NSW 2000 Ph: 02 9250 4111 Mobius Financial Services Pty Ltd ABN 91 099 088 365 Level 4, 10 Bridge St Sydney NSW 2000 Ph: 02 8259 3100 Perpetual Trustee Company Limited ABN 42 000 001 & Perpetual Nominees Limited ABN 37 000 733 700 Level 12, Angel Place, 123 Pitt St. Sydney 2000. Phone 02 9229 3345 I/We also understand and agree the manager and other intermediaries my be paid and retain fees, margins and commissions in respect of the credit arranged by the manager.

A print friendly version of our Privacy Act Declaration ... > Document and ID Checklist .... >